Transparency in Coverage Disclosure

The Departments of Labor, Health and Human Services, and Treasury enacted rules regarding transparency requirements for non-grandfathered group health plans. The Transparency in Coverage rules require disclosures of pricing and cost-sharing under plans in a machine-readable format.  Please click on the links below to view the machine-readable files (MRFs) for each respective carrier.

CIGNA: https://www.cigna.com/legal/compliance/machine-readable-files

UHC: https://transparency-in-coverage.uhc.com

  • For UHC: You canlocate and view the UnitedHealthcare MRFs on the UnitedHealthcare public site by going to https://transparency-in-coverage.uhc.com. Once on the site:
    • Press Ctrl-F on your keyboard to bring up a search bar.
    • Type in the plan’s legal entity (UnitedHealthcare-of-the-Mid-Atlantic-Inc) and plan name if applicable.   
    • Multiple files may appear. Select the file that aligns to the plan documents and area of interests (network rates, allowed amounts, etc.)